Affinity Credit Card 
Classic Credit Card 
Student Credit CardLowest interest rate credit card. Apply for your Platinum credit card online in minutes or call us on 0818 200 412 - Monday to Friday, 9am - 5pm.
Not the product you are looking for?It’s taking us a little longer than usual to process applications, but we will let you know when yours is done.
With the Platinum Credit Card you get:
It only takes a couple of minutes to complete the online application.
Lending criteria terms and conditions apply to all credit cards. Representative example of Platinum credit card purchase at standard interest rate of 13.79% variable. Typical Annual Percentage Rate (APR) of 19.6% variable including annual Government Stamp Duty of €30 and an Annual Charge of €76.18. Assuming purchase of €5,000 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €5,479.71 which includes initial purchase of €5,000 and a total cost of credit of €479.71.
1 0% fixed interest on purchases available for new credit card customers for the first 6 months. After 6 months from the date of account opening standard variable interest will apply to purchases the details of which are outlined in the rates section.
2 Available for new credit card customers for the first 7 months from the account opening. At the end of the introductory period the annual interest rates will revert to the standard variable purchase rate applicable to your card at that time.
3 24 hour approval means next working day provided that we are in receipt of all relevant information and documentation. Applications for non Bank of Ireland customers and applications referred to underwriting may take longer.
4 Underwriting, terms and conditions apply. Travel insurance is arranged by Bank of Ireland Insurance Services and is underwritten by Chubb European Group SE. Bank of Ireland Insurance Services Limited trading as Bank of Ireland Insurance Services and Bank of Ireland Insurance is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group. Chubb European Group SE is authorised by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) in France and is regulated by the Central Bank of Ireland for conduct of business rules.
5 This is currently the domestic limit for contactless transactions, higher or lower limits may apply outside of Republic of Ireland.
Affinity Credit Card Classic Credit Card Student Credit Card
Give us a call directly
If you need to speak directly to an agent, please use our dedicated credit card lines:
ROI: Freephone 1800 946 764 GB & NI: Not Freephone 0345 309 8099 All other locations: Not Freephone +353 56775 7007
8am-8pm response within 15 minutes or less
For details on branch services, National Sort Code (NSC), BIC / IBAN, branch contact details and opening hours.
Use the dropdown to search for a branch across the country:
Bank of Ireland Group plc is a public limited company incorporated in Ireland, with its registered office at 2 College Green, Dublin, D02 VR66 and registered number 593672. Bank of Ireland Group plc, whose shares are listed on the main markets of the Irish Stock Exchange plc and the London Stock Exchange plc, is the holding company of Bank of Ireland.
Bank of Ireland is regulated by the Central Bank of Ireland. In the UK, Bank of Ireland is regulated by the Central Bank of Ireland and authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request.
